Our fix-and-flip loans

What We Have

Hard Money Loans DFW strives to offer superior terms, including lower rates, fast closings, a National Discount Program for discounts up to 25% off building materials, and financing of 90% of the purchase price and 100% of renovation costs.

We have a variety of programs tailored to meet your Fix and Flip loan requirements. With our owners who are experienced in flipping projects within the local market, we know what investors need.

What We Have

Hard Money Loans DFW strives to offer superior terms, including lower rates, fast closings, a National Discount Program for discounts up to 25% off building materials, and financing of 90% of the purchase price and 100% of renovation costs.

We have a variety of programs tailored to meet your Fix and Flip loan requirements. With our owners who are experienced in flipping projects within the local market, we know what investors need.

Maximizing Your Investment

Hard Money Loans DFW is dedicated to ensuring you maximize your investment. Our fix-and-flip loans are designed to fund your projects by giving you the essential financing at very competitive rates with the best terms and super-fast closings.

We can offer financing of up to 90% of the purchase price and 100% of rehab costs for first-time borrowers with a 720+ Equifax score, covering up to 70%-75% of the after-repair value.

Maximizing Your Investment

Hard Money Loans DFW is dedicated to ensuring you maximize your investment. Our fix-and-flip loans are designed to fund your projects by giving you the essential financing at very competitive rates with the best terms and super-fast closings.

We can offer financing of up to 90% of the purchase price and 100% of rehab costs for first-time borrowers with a 720+ Equifax score, covering up to 70%-75% of the after-repair value.

Flexible Terms

We are authorized to do without inspections or appraisal requirements for up to 75% of ARV loans to experienced investors who have done a minimum of 5 flips in the last 2 years.

Experience is very specifically defined: How many homes have you purchased and sold within the last 24 months, that were initially purchased in the preceding 36 months?

Flexible Terms

We are authorized to do without inspections or appraisal requirements for up to 75% of ARV loans to experienced investors who have done a minimum of 5 flips in the last 2 years.

Experience is very specifically defined: How many homes have you purchased and sold within the last 24 months, that were initially purchased in the preceding 36 months?

Real Success Stories from Real Investors

Discover How Our Expert Financing Made Dreams a Reality for Our Clients

We were very happy with our experience with Silke and her team. They respond in a timely manner. Silke took excellent care of the process.

- Rakish K

Silke and her team of experts helped my family tremendously. We needed to close as soon as possible. She and her team are reliable, professional, and friendly. It is very easy to communicate with the whole team.

Ron S.

With Ms. Kirkwood, it has been a simple and relaxing journey for us to close our transaction. She is very precise, efficient, thorough, quick in responding, and very professional. It has been a great pleasure working with Ms. Silke Kirkwood and her team!

Lynn K.

Silke has been awesome. She helped us with a previous transaction and has been working on another for us. She worked hard to complete the transaction and was always communicative with me regarding the status of each step throughout the process. She's awesome at what she does and I'd work with her again in a heartbeat. You should too!

Bernadette A.

Silke Kirkwood was excellent to work with. She is extremely knowledgeable, attentive, and knew exactly what to do on our deal. I really enjoyed working with her and would recommend her to anyone.

Vince M.

Silke is very knowledgeable about mortgages and real estate. I told her what I was looking for in what price range and she stuck to it didn't try to steer me out of my comfort zone. I am very happy with my purchase and if I ever decide to sell and buy again, I will definitely call on Silke's expertise again! High recommend Silke!

Tabitha P.

This is not an offer to lend. Fees apply. Financing is subject to certain restrictions and requirements, including submission of a complete loan application, credit evaluation, and underwriting approval. Rates, terms, and conditions are subject to change without notice and may vary depending o3 Column borrower qualifications, geography, and property type. Hard Money Loans DFW is a local Texas Based Division of the relationship-driven lender Optimus Capital, focused on providing Business Purpose Loans to Real Estate Investors in North Texas, the Dallas Fort Worth area, and throughout Texas. Loans made or arranged pursuant to California Finance Lenders Law LLC. # 60DBO-161243 with the CA Dept. of Financial Protection and Innovation, and Real Estate Broker Lic. DRE #01979668 with CA Dept. of Real Estate.

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